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How are assets distributed to beneficiaries?

Once Onramp has verified the Account Owner’s passing and the beneficiary has completed onboarding, assets are distributed according to the instructions in the Transfer on Death Agreement & Designation of Beneficiaries (TODADB).

Bitcoin held in the Account Owner’s Vault will be allocated based on:

  • Designated Beneficiaries and Allocations - Assets are distributed to named Primary Beneficiaries in the percentages specified.

  • Per Stirpes Allocation - If a Primary Beneficiary has predeceased the Account Owner, their share passes to their direct descendants (Contingent Beneficiaries). If none exist, their share is divided among surviving Primary Beneficiaries.

  • No Surviving Beneficiaries - If no Primary or Contingent Beneficiaries survive, assets will be distributed to the Account Owner’s estate under Texas law.

All distributions occur only after beneficiary identity verification and successful onboarding to the Onramp platform.